Phonix Insurance

COVERED FOR
EVERY RISK

Phoenix Insurance PLC ensures comprehensive coverage for all your needs.

Miscellaneous Insurance

Miscellaneous Insurance

Comprehensive protection beyond the ordinary.

Miscellaneous insurance encompasses a broad range of specialty policies designed to cover risks that fall outside traditional insurance categories. From cash in transit to public liability, our miscellaneous products offer flexible, tailored coverage for unique and diverse needs of individuals and businesses.

What We Cover

Coverage Types

Burglary & Theft

Covers loss of money, goods, and property resulting from burglary, robbery, or attempted theft involving actual forcible and violent entry into or exit from the insured premises.

Cash in Transit

Provides coverage if the insured's cash is looted, robbed, or mugged during transit between the bank and the office or any other route, at gunpoint or forcibly.

Fidelity Guarantee

Indemnifies the employer against acts of fraud or dishonesty carried out by an employee in the course of their duties.

Public Liability

Covers legal liability for bodily injury or property damage caused to third parties arising from the insured's business operations or presence on the insured premises.

Full Protection Details

What's Covered

Cash in Transit

Coverage if the insured's cash is looted, robbed, or mugged during transit between the bank and the office or any other route, at gunpoint or forcibly.

Cash on Counter / in Safe

Coverage if cash is looted, robbed, or stolen from the counter, drawers, or locked iron safe at gunpoint by taking bank staff hostage.

Fidelity Guarantee

Indemnifies the employer against acts of fraud carried out by an employee.

Third Party Liability (Public Liability)

Compensation for accidental death of a paid driver, accident to the insured and their spouse, and accidents to passengers.

Peddle Cycle

Provides protection in case of theft only.

Personal Accident

Payment of specified capital benefits following accidental death or bodily injury caused by an accident.

People's Personal Accident

Provides cover for accidental death only.

Workmen's Compensation

In case of death of a worker, legal heirs are paid compensation.

Personal Air Travel

Coverage against accidental death at the time of travel by air.

Don't wait for disaster to strike.

Protect your home, business, and everything you have built. Get your miscellaneous insurance policy from Phoenix Insurance PLC today.