Phonix Insurance

RISE ABOVE
EVERY STORM

Phoenix Insurance PLC ensures comprehensive coverage for all your needs.

Flood Insurance

Flood Insurance

Stay above water — even when nature says otherwise.

Flood insurance covers loss and damage to property, assets, and crops caused by the overflow of inland or tidal waters, unusually heavy rainfall, or rapid accumulation of surface water. Given Bangladesh's geographical vulnerability, flood coverage is a critical safeguard for homeowners, farmers, and businesses alike.

What We Cover

Coverage Types

Residential Property

Covers structural damage and loss of household contents caused by floodwaters entering the property. Includes repair of walls, flooring, electrical systems, and personal belongings.

Commercial & Industrial

Protects business premises, stock, machinery, and equipment from floodwater damage, enabling faster recovery and minimising financial losses from operational downtime.

Agricultural & Crop Loss

Compensates farmers for crop damage, livestock loss, and destruction of agricultural equipment and infrastructure caused by flooding — a vital lifeline for rural livelihoods.

Business Interruption

Covers loss of income and fixed expenses for businesses that are forced to suspend operations following flood damage to their insured premises.

Don't wait for the water to rise.

Protect your home, business, and everything you have built. Get your flood insurance policy from Phoenix Insurance PLC today.