Phonix Insurance

When fire strikes
We rise from the ashes

Phoenix Insurance PLC delivers comprehensive protection for your home, business, and assets — giving you the strength to rebuild when it matters most.

Fire Insurance

Fire Insurance

From the ashes, we help you rise again.

Fire insurance provides coverage against financial loss caused by fire, lightning, and explosion. Our comprehensive fire policies protect residential properties, commercial establishments, and industrial premises — covering buildings, stock, machinery, and other assets against the devastating effects of fire and allied perils.

What We Cover

Coverage Types

Residential homes

Full protection for homeowners and tenants against fire and related perils.

Commercial buildings

Offices, warehouses, and retail spaces covered against fire and explosion.

Industrial properties

Heavy-duty coverage for factories and plants with high-risk exposure.

Contents & assets

Furniture, equipment, inventory, and valuables covered against fire loss.

Comprehensive protection, zero surprises

What's Covered

Fire & smoke damage

Full repair or rebuild cost from fire outbreaks and smoke damage.

Riot & civil commotion

Protection against damage from riots or civil disturbances.

Burst pipes & flooding

Water damage from burst pipes and accidental flooding included.

Lightning & explosion

Structural damage from lightning strikes and explosions covered.

Aircraft & vehicle impact

Damage caused by falling aircraft or vehicle collision with property.

Loss of rent & income

Income lost while property is being rebuilt, fully compensated.

24/7Availability
72hrClaims assessment
97%Claims settled on time
15K+Properties insured

Step-By-Step Guide

Get covered in 3 simple steps

1

Get a quote

Fill in your details online or visit a branch.

2

Choose your cover

Select basic or all-risks fire insurance plans.

3

Drive protected

Policy active — your property is covered from day one.

Don't wait for disaster to strike.

Protect your home, business, and everything you have built. Get your fire insurance policy from Phoenix Insurance PLC today.